BankUnited, Inc. announced today its third‑quarter 2025 results, reporting net income of $71.9 million and diluted earnings per share of $0.95, up from $68.8 million and $0.91 in the prior quarter. Net interest income rose to $250.1 million, and the bank’s net interest margin increased to 3.00% from 2.93% in the preceding quarter.
The quarter’s loan portfolio saw a $69 million decline in core commercial and industrial (C&I) and commercial real‑estate (CRE) segments, while the CRE portion grew by $61 million and the C&I portion fell by $130 million. Residential loans decreased by $173 million, whereas mortgage‑warehouse lending (MWL) grew by $83 million, illustrating the bank’s ongoing shift toward higher‑yielding commercial lending.
Provision for credit losses was $11.577 million, leaving net interest income after provision at $238.535 million, up from $230.421 million in the prior quarter. Net interest income before provision reached $250.112 million, an increase of $4.0 million over the previous quarter. These figures confirm the bank’s margin expansion and the effectiveness of its balance‑sheet remixing strategy.
The content on BeyondSPX is for informational purposes only and should not be construed as financial or investment advice. We are not financial advisors. Consult with a qualified professional before making any investment decisions. Any actions you take based on information from this site are solely at your own risk.