Bank7 Corp. (NASDAQ: BSVN) announced on 15 October 2025 that it earned $10.844 million in net income for the third quarter, translating to diluted earnings per share of $1.13 and basic earnings per share of $1.15. Pre‑provision, pre‑tax earnings were $14.896 million, while net interest income reached $23.026 million, supporting a net interest margin of 5.07%.
The company’s balance sheet remained robust, with total assets of $1.891 billion and total deposits of $1.637 billion. Capital ratios were strong, with a Tier 1 leverage ratio of 12.71%, a Tier 1 risk‑based capital ratio of 14.23%, and a total risk‑based capital ratio of 15.44%, all well above regulatory minimums. Non‑interest‑bearing deposits rose to $340.985 million, and interest‑bearing deposits increased to $1.295 842 million.
Loan activity continued to grow, with gross loans at $1.514 billion, up from $1.379 billion at the end of the prior quarter. The loan portfolio maintained a healthy composition, with commercial real estate and construction development representing the largest segments. Interest‑earning assets totaled $1.800 billion, while non‑interest‑earning assets were $42.578 million, indicating a solid asset mix.
These results underscore Bank7’s disciplined balance‑sheet strategy and its ability to generate consistent earnings in a competitive regional banking environment. The strong net interest margin, coupled with high capital ratios and steady loan growth, positions the company to pursue opportunistic acquisitions and further expand its market presence while maintaining financial flexibility.
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