Civista Bancshares, Inc. (NASDAQ: CIVB) announced on October 23, 2025 that it earned net income of $12.8 million, or $0.68 per common share, for the quarter ended September 30, 2025—an increase of 53 % in income and 28 % in earnings per share versus the same quarter in 2024.
The company’s key financial metrics also improved: net interest income rose $5.3 million (18.2 % year‑over‑year) to $34.5 million, while noninterest income fell $0.5 million (4.6 % YoY) to $9.6 million. Noninterest expense decreased $0.1 million (0.2 % YoY) to $28.3 million. In addition, Civista completed an $80.5 million public equity offering and received regulatory approval for its pending merger with The Farmers Savings Bank, expected to close in November.
These results demonstrate a solid margin expansion and strengthened capital base, supporting the company’s strategic focus on core deposit growth and balance‑sheet optimization. The unchanged quarterly dividend of 17 cents per share reflects confidence in ongoing cash flow, while the merger approval expands Civista’s footprint in Northeast Ohio and enhances its competitive position. Overall, the earnings release signals continued financial health and strategic momentum for the bank.
The content on BeyondSPX is for informational purposes only and should not be construed as financial or investment advice. We are not financial advisors. Consult with a qualified professional before making any investment decisions. Any actions you take based on information from this site are solely at your own risk.