FIS completed the migration of 300,000 deposit accounts for BMW Bank GmbH to its deposits‑as‑a‑service solution, which combines the K‑CORE24 core‑banking platform with the K‑e‑Banking digital interface. The transition, finished in the second quarter of 2025, gives BMW Bank a modern, secure, and user‑friendly digital banking experience while streamlining back‑office operations.
This milestone demonstrates FIS’s ability to deliver end‑to‑end core‑banking solutions in a foreign market, reinforcing its strategy to expand beyond the United States. The successful deployment of K‑CORE24 and K‑e‑Banking in Germany shows the scalability and reliability of the platform in a regulated environment with high security and compliance demands.
BMW Bank GmbH, a financial services arm of the BMW Group, offers retail banking, leasing, financing, insurance, and credit card services. By moving its deposit accounts to FIS’s platform, the bank can reduce manual processing, lower operational costs, and provide customers with a seamless digital experience. The migration also positions BMW Bank to accelerate deposit growth and cross‑sell lending and other financial products to its customer base.
In Q2 2025, FIS reported revenue of $2.6 billion, up 5% year‑over‑year, and adjusted earnings per share of $1.36, matching analyst estimates. The results reflect strong demand for core‑banking and digital solutions, as well as disciplined cost management that preserved margins in a competitive market.
CEO Stephanie Ferris highlighted the company’s momentum and new sales growth, noting that the BMW Bank deal exemplifies the growing demand for embedded finance and digital banking services. She emphasized that FIS’s focus on scalable, secure platforms is driving its expansion into new regions and customer segments.
The BMW Bank transaction aligns with FIS’s broader strategic initiatives, including the acquisition of Global Payments’ issuer solutions business and the divestiture of its remaining Worldpay stake. These moves strengthen FIS’s product portfolio and market presence in Europe, positioning the company to capture additional share of the digital banking transformation wave.
The successful migration underscores FIS’s capability to deliver scalable, secure, and user‑friendly banking platforms, reinforcing its competitive position and supporting its growth strategy in the global financial technology market.
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