Flagstar Bank, N.A. (NYSE: FLG) announced today the completion of its holding‑company reorganization, effective at the close of business on 17 October 2025. The merger of Flagstar Financial, Inc. into its wholly‑owned subsidiary, Flagstar Bank, N.A., makes the bank the surviving entity and the public company.
The reorganization was designed to simplify the corporate structure, reduce regulatory burden, and lower operating expenses. Flagstar stated that the change will have no impact on client accounts, services, or day‑to‑day operations, allowing customers to continue interacting with the same teams and platforms.
The holding‑company merger had been previously approved by shareholders on 15 October 2025 and by the Office of the Comptroller of the Currency on 6 October 2025. Beginning Monday, 20 October 2025, the bank’s common stock will trade on the NYSE under the name Flagstar Bank, National Association, while retaining the FLG ticker.
This completion marks the final step in Flagstar’s long‑term plan to streamline operations and focus on its regional banking strategy, aligning with the company’s broader transformation toward a diversified regional bank.
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