HDFC Bank reported its Q4 FY25 financial results, demonstrating robust financial stability and strategic progress. For the full fiscal year 2025, the bank achieved an annual revenue of INR 4.19 trillion and an annual net income of INR 673.51 billion.
In the fourth quarter, deposits rose by 5.9% quarter-on-quarter to 27.15 trillion rupees ($318.5 billion), an acceleration from the 2.5% rise in the previous quarter. Low-cost current and savings account deposits also saw an 8.2% increase. Gross advances grew by 4% quarter-on-quarter to 26.44 trillion rupees, outpacing the 0.9% sequential growth from the prior quarter.
The bank showcased a reduced credit-deposit ratio and maintained stable net interest margins, despite facing global economic challenges. This indicates effective balance sheet management and a focus on a more balanced funding profile post-merger.
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