Home BancShares Reports Record Q2 2025 Earnings and Continued Loan Growth

HOMB
October 03, 2025

Home BancShares, Inc. announced record net income of $118.4 million, or $0.60 diluted earnings per share, for the second quarter ended June 30, 2025. Adjusted net income was $114.6 million, or $0.58 adjusted diluted earnings per share.

The net interest margin (NIM) remained stable at 4.44%, consistent with the first quarter of 2025. Total loans receivable reached a new record of $15.18 billion, increasing by $228.5 million from March 31, 2025, with growth observed in both community banking and Centennial CFG segments.

Total deposits were $17.49 billion at quarter-end. Non-performing loans to total loans were 0.63%, a slight increase from 0.60% in the prior quarter, while the allowance for credit losses on loans stood at $281.9 million, or 1.86% of total loans.

Book value per common share and tangible book value per common share both achieved new records of $20.71 and $13.44, respectively. The company repurchased 1.0 million shares of common stock during the quarter, equating to $27.5 million, demonstrating ongoing capital deployment for shareholder returns.

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