Lemonade, Inc. released its second quarter 2025 financial results on August 5, 2025, reporting revenue of $164.1 million, which represents a 34.5% year-over-year increase and exceeded Wall Street estimates. The company also reported a GAAP loss of $0.60 per share, surpassing analyst consensus estimates of $0.81 per share.
The company lifted its full-year 2025 outlook, reflecting confidence in its continued operational improvements and growth trajectory. This marks the seventh consecutive quarter of In-Force Premium (IFP) growth acceleration, with IFP rising 29% year-over-year to $1.08 billion.
Lemonade's gross loss ratio for Q2 2025 improved significantly to 67%, a 12-point improvement compared to Q2 of the previous year, demonstrating enhanced underwriting performance. The company also reported adjusted free cash flow generation of $25 million in the quarter, alongside strong growth in its European business, which surged over 200% to $43 million in IFP.
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