Point Predictive, a leader in fraud prevention solutions for the lending industry, announced on July 16, 2025, a new integration with MeridianLink, Inc. This integration with MeridianLink Consumer, in addition to the existing MeridianLink DecisionLender integration, allows financial institutions to leverage Point Predictive's comprehensive risk scoring, alerts, and reporting capabilities directly within their existing MeridianLink Consumer workflow.
The embedded AutoPass™ technology identifies potential fraud in real time while simultaneously reducing document requirements for low-risk applicants. This empowers financial institutions to better protect themselves from fraud and streamline the lending process for members and customers. Tim Grace, CEO of Point Predictive, highlighted that the solution helps combat increasingly sophisticated fraud schemes while meeting expectations for faster, safer, and more convenient lending experiences.
Early adopters of the integrated solution have reported significant benefits, including a 45% reduction in stipulation requests and a 38% increase in conversions by automating fraud checks. The technology draws on Point Predictive's proprietary data repository of over 87 billion risk insights, offering over 150 comprehensive alerts for various fraud types, including identity, income, employment, straw borrowers, collateral, and dealer fraud.
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