LexisNexis Risk Solutions Unveils Medical Insights Platform to Accelerate Life‑Insurance Underwriting

RELX
November 11, 2025

LexisNexis Risk Solutions announced the launch of its Medical Insights platform on November 11 2025. The new solution, built on the company’s Health Intelligence suite, standardizes and extracts key clinical data—such as vitals, laboratory results, and material conditions—from electronic health records and delivers the information in a machine‑readable, auditable format to life‑insurance carriers.

The platform’s core value lies in its ability to reduce underwriting friction. By automatically parsing and normalizing disparate EHR data, Medical Insights eliminates the need for underwriters to manually review paper or PDF records. The result is a faster, more accurate risk assessment that can be integrated into accelerated underwriting programs, enabling carriers to price policies more precisely and reduce mortality slippage.

The life‑insurance market represents a multi‑trillion‑dollar opportunity, yet it has lagged behind other insurance segments in adopting data‑driven underwriting. Competitors such as Guidewire and S&P Global offer limited EHR integration, while newer entrants like HealthEdge focus on niche health‑equity data. Medical Insights differentiates itself by providing a comprehensive, AI‑powered extraction engine that covers a broader spectrum of clinical indicators and delivers them in a format that is both audit‑ready and compliant with disclosure requirements.

Strategically, the launch aligns with RELX’s broader shift toward high‑margin analytics and AI platforms. In the most recent quarter, RELX’s Risk & Business Analytics segment grew 8% year‑over‑year, driven largely by increased demand for data‑intelligence solutions. The addition of Medical Insights is expected to accelerate that growth trajectory by opening a new revenue stream in the life‑insurance space, which historically has lower penetration of digital underwriting tools. Management highlighted that the platform’s rapid deployment capability positions RELX to capture market share from incumbents who still rely on manual processes.

Justin Baker, Associate Vice President of Life Underwriting Solutions at LexisNexis Risk Solutions, emphasized that “Medical Insights transforms how carriers collect and interpret health data, turning complex EHRs into actionable underwriting signals that are both auditable and disclosed to applicants.” He added that the platform’s integration with existing underwriting workflows will reduce cycle times by up to 30% and improve pricing accuracy, thereby strengthening carriers’ competitive positioning in a market where mortality outcomes are increasingly scrutinized.

The company has not yet released specific adoption targets, but early feedback from pilot carriers indicates a high interest in the platform’s ability to streamline accelerated underwriting programs. As the life‑insurance industry continues to seek data‑driven solutions, Medical Insights is positioned to become a key component of RELX’s analytics portfolio and a catalyst for further expansion into professional markets.

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