The Charles Schwab Corporation announced on July 1, 2025, that its stress capital buffer (SCB) remains at the 2.5% floor, following the Federal Reserve’s 2025 Comprehensive Capital Analysis and Review (CCAR). This SCB will be applicable for the four-quarter period beginning October 1, 2025.
As of March 31, 2025, Schwab’s Common Equity Tier 1 (CET1) ratio was 32%, significantly exceeding the regulatory minimum of 4.5% combined with the 2.5% SCB. The consolidated adjusted Tier 1 Leverage Ratio stood at 7.13%, above the long-term operating objective of 6.75%-7.00%.
CFO Mike Verdeschi emphasized that these results reinforce the strength of Schwab's capital position and the durability of its diversified model. The firm continues to prioritize maintaining capital levels to support client growth and long-term franchise growth.
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