On October 2, 2025, Truist Financial Corporation announced the launch of its Truist Business Premium Visa Infinite card, a premium credit card designed for small‑business owners with significant annual spend. The card offers 2% unlimited cash back, a 10% loyalty cash bonus, a $1,000 welcome bonus, and unsecured credit lines ranging from $15,000 to $100,000 for approved clients. It is the first super‑regional issuer to introduce a Visa Business Infinite product, available exclusively through Truist branches and business banking teams.
The card’s rewards structure and credit line flexibility target high‑spending small businesses in Truist’s core growth markets, such as the Southeast and Mid‑Atlantic. By providing a high‑value, low‑friction payment solution, Truist aims to deepen client relationships and increase transaction volume on its payment network. The product also aligns with the bank’s broader strategy to modernize payments, expand digital tools, and capture a larger share of the small‑business banking segment.
The launch provides a new revenue stream from annual and transaction fees, and interest on the credit lines. It also positions Truist against larger competitors that offer premium business cards, potentially attracting new small‑business clients and strengthening cross‑sell opportunities for other banking products. The move reinforces Truist’s offensive growth strategy and aligns with its focus on expanding the small‑business banking segment.
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