VersaBank announced a quarterly dividend of CAD 0.025 per common share, payable on January 31 2026 to shareholders of record as of January 9 2026. The dividend follows the bank’s December 10 2025 earnings release and is the first cash return to investors since the bank’s inception.
The dividend is consistent with VersaBank’s prior payout history. The bank paid CAD 0.03 per share on October 31 2025 and has an annual dividend of CAD 0.071 per share, yielding 0.57 %. The new quarterly amount represents a slight reduction from the October payment but maintains the same annual payout level, indicating a stable dividend policy amid growing earnings.
VersaBank’s Q4 2025 results showed record revenue of CAD 35.1 million, up 29 % year‑over‑year, driven by a 91 % jump in adjusted net income to CAD 10.5 million. The earnings miss on diluted EPS was largely due to one‑time realignment costs that were not reflected in the adjusted figure. Revenue growth was powered by the Receivable Purchase Program (RPP) in the U.S., which expanded asset growth and contributed to the strong top line.
The dividend declaration underscores the bank’s confidence in its liquidity position and capital structure. VersaBank’s branchless, digital business model, coupled with its cybersecurity subsidiary DRT Cyber Inc. and planned tokenized deposits, positions the bank for continued growth. The dividend aligns with the bank’s strategy of rewarding shareholders while preserving capital for strategic initiatives.
Investors responded favorably to the earnings release, citing the robust revenue growth, margin expansion, and the bank’s continued investment in the U.S. RPP program. The dividend is viewed as a sign of financial stability and a commitment to shareholder value.
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