On October 20, 2025, Commerce (NASDAQ: CMRC), the parent company of BigCommerce, announced the launch of BigCommerce Payments, an embedded payment processing solution powered by PayPal. The new service is exclusive to BigCommerce merchants and is slated for a U.S. launch in 2026, with international expansion to follow in subsequent phases.
BigCommerce Payments integrates directly into the BigCommerce Control Panel, providing merchants with a dedicated “Money” dashboard that mirrors key capabilities of the PayPal dashboard. The solution offers buy‑now‑pay‑later (BNPL) through PayPal’s Pay Later offering, advanced payment management, and a seamless, co‑branded experience that keeps the merchant’s payment relationship directly with PayPal while maintaining full control within the BigCommerce ecosystem.
Existing merchants who currently use PayPal Complete Payments will receive personalized communications and the option to migrate to BigCommerce Payments, ensuring a smooth transition. The partnership builds on more than a decade of close collaboration between Commerce and PayPal, emphasizing transparency, merchant ownership, and a reduction in the need to toggle between multiple systems.
By adding a fully integrated payment layer, Commerce expands its value proposition beyond platform and data services, positioning itself to capture additional revenue streams and strengthen its competitive stance in the AI‑driven commerce landscape. The launch aligns with Commerce’s broader strategy to offer a composable, open ecosystem that supports merchants’ end‑to‑end commerce needs.
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